Mature expat checking a day bag and phone before leaving a Costa Rican home

Is Costa Rica Safe? A Realistic Look at Crime and Staying Secure

For many North Americans dreaming about retirement or a fresh start abroad, Costa Rica stands out as a top choice. With its lush rainforests, stunning beaches, and friendly locals, it’s no wonder so many are drawn to this Central American gem. But before packing your bags, it’s important to ask: Is Costa Rica safe? Let’s take a realistic look at crime, safety, and practical ways to protect yourself while enjoying this beautiful country.

Ken GardnerPublished March 9, 2026

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Understanding Crime in Costa Rica

Like any country, Costa Rica has areas with higher crime rates and others that are relatively safe. While it’s often portrayed as a peaceful paradise, it’s crucial to recognize the risks so you can make informed decisions.

Common Types of Crime

Plan for theft, vehicle break-ins and burglary, and read current advice about violent crime and other risks. Precautions can reduce exposure but do not guarantee safety or make victims responsible for crimes committed against them.

Scams targeting foreigners can also occur, from overcharging taxi drivers to fake tour operators. Being aware and doing a little research can save you from these hassles.

Crime Statistics and Context

The Government of Canada’s Costa Rica advice identifies crime risks and recommends a high degree of caution. Read current official advice before travel. This page does not provide a dated neighborhood crime dataset or a comparison of national crime rates.

Assess the specific neighborhood and daily routine. An established expat or tourist area is not proof of low risk; compare your intended home, transport routes, hours and security arrangements.

2026 Budget Stress Test

Costa Rica budgets should be tested against less convenient assumptions before they guide a move.

  • Run a conservative version with higher rent, private healthcare, car costs, imported goods, insurance, and exchange-rate movement.
  • Separate one-time setup costs from recurring monthly spending.
  • Keep an emergency reserve for medical care, travel home, housing changes, and bureaucracy delays.

The Numbers Behind the Headlines

Costa Rica’s Organismo de Investigación Judicial (OIJ) recorded roughly 900 homicides in 2023, a national record and a rate in the high teens per 100,000 residents, about three times the rate of a decade earlier. That jump is why the tone of coverage changed. The increase is concentrated in areas tied to drug trafficking, above all the province of Limón and parts of Puntarenas and the outer districts of San José, and the great majority of victims are people connected to that trade rather than residents or visitors. The Canadian and US government advisories both sit at the “exercise a high degree of caution” level rather than “avoid travel”. The crimes that actually reach foreigners are property crimes: theft from rental cars at beaches and trailheads, phone snatching in San José, and burglary of homes left empty for the season. These figures are as of mid-2026; check the OIJ’s published statistics and the current advisories for your planning year rather than relying on any single number here.

Is Costa Rica Safe for Retirees and Expats?

Many retirees and expats live safely and happily in Costa Rica, enjoying a high quality of life without incident. The country’s political stability, good healthcare system, and welcoming culture make it a popular relocation spot. But safety often depends on where you choose to live and how you integrate into the community.

Choosing the Right Location

Popular expat hubs like the Central Valley (including Escazú and Atenas) and coastal towns have established expat communities with strong local networks. These areas often have gated communities with security guards, which can add peace of mind for newcomers.

Request the actual property price, security scope and HOA budget and fee schedule. A gate or a higher price does not establish that a home is secure.

Daily Life Safety Tips

Adopting common-sense habits goes a long way in staying safe:

  • Secure your home: Invest in good locks, an alarm system, or even a security guard if your budget allows. Many expats recommend installing motion lights and using window bars in certain areas.
  • Be cautious with valuables: Avoid flashing expensive jewelry, cameras, or large amounts of cash in public.
  • Use reliable transportation: Registered taxis or ride-sharing apps reduce the risk of scams. Renting a car? Always lock doors and park in secure areas.
  • Stay vigilant at night: Avoid poorly lit or isolated areas after dark, especially if you’re unfamiliar with the neighborhood.
  • Connect with locals and expats: They can offer valuable insights on safe neighborhoods and any emerging security concerns.

Emergency Services and Healthcare

Knowing how to access emergency services is vital. Costa Rica’s emergency number is 911, which connects you to police, fire, and medical help.

For an emergency, call 911 and follow clinical advice. Identify suitable local care before you need it; do not assume a private hospital is the best destination or that an emergency visit will fit a quoted general price.

Assess CCSS entitlement separately from private insurance. Obtain a quote and written policy details for your circumstances, including emergency admission and payment requirements.

Questions to Ask Local Residents

Ask residents about recent incidents, reporting and response arrangements, transport after dark and problems on the exact street. Treat anecdotes as leads to verify, not a substitute for official advice.

Practical Tips for Staying Secure in Costa Rica

1. Use Gated Communities or Secure Housing

If budget allows, choose housing with security features. Many expats find gated communities offer extra peace of mind with perimeter fences, guards, and surveillance cameras.

2. Avoid Flashy Displays of Wealth

Keep expensive watches, cameras, and smartphones out of sight to reduce the risk of theft.

3. Learn Basic Spanish

Communicating effectively helps in emergencies and builds trust with neighbors and local authorities.

4. Stay Informed

Join local expat groups on Facebook or community forums where safety updates and tips are shared regularly.

5. Carry Minimal Cash and Use Credit Cards Wisely

ATMs are common but use machines located inside banks or busy areas to avoid skimming scams.

6. Be Careful with Nighttime Travel

Limit walking alone after dark. If you must, take a taxi or ride-share instead.

Final Thoughts

Use official advice and address-level checks to decide whether a particular location and routine fit your risk tolerance. Review the plan when conditions change; no country guide, community reputation or list of precautions can promise a safe outcome.

Keep emergency contacts and a backup transport plan accessible, and discuss household security and communication arrangements with the people who will share them.

For location-level research, compare our practical guide to safer places in Costa Rica and the Costa Rica regions guide before shortlisting a town or neighbourhood.

Thinking about moving to Costa Rica? Get in touch — send us your questions or suggestions.

Ready to Make the Move?
Use our free online Costa Rica Relocation Checklist — a step-by-step guide covering visas, banking, healthcare, and finding your perfect home.

Open the Online Checklist →

Frequently Asked Questions

Is Costa Rica safe for retirees?

Many retirees live safely in Costa Rica, but safety depends on location, routines, home security, transportation choices, and common-sense precautions.

What crimes should expats watch for?

Read current official advice about theft, vehicle break-ins, burglary, violent crime and the routes you plan to use. This page does not rank the likelihood of each crime for an individual expat.

How can newcomers reduce risk?

Choose neighborhoods carefully, avoid displaying valuables, use secure transportation, improve home security, and learn local emergency contacts.

Free Costa Rica Planning Kit

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Regional Budget & Cost-of-Living Worksheet

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