Have a question about retiring or relocating to Costa Rica? Use the form below and I’ll get back to you personally — usually within a day or two.
Costa Rica Havens is a one-person research site run by Ken Gardner, a Canadian expat researcher who has spent years studying the practical realities of retiring in Costa Rica. I’m not a real estate agent, lawyer, or financial advisor — I’m a fellow researcher who shares what I’ve learned so you can make better-informed decisions. If your question is outside my lane, I’ll say so and point you toward a qualified professional.
What I Can Help With
Feel free to ask about topics covered on this site, including:
- Regions: Wondering whether the Central Valley, Guanacaste, or the Pacific South is a better fit for your lifestyle? I can share what the research says.
- Residency & Visas: I can walk you through the Pensionado, Rentista, and Digital Nomad visa options and point you to qualified immigration lawyers for the actual application.
- Cost of Living: Questions about budgeting, healthcare costs, or what your dollar actually buys? That’s a core topic here.
- Healthcare: CAJA vs. private insurance, expat-friendly hospitals, and what to expect — I’ve covered this in depth.
For legal, tax, or investment advice, I’ll always refer you to a licensed professional. My goal is to give you solid research so that any conversation with a lawyer or financial planner is more productive — not to replace it.
Use the form below to send your question. I read every message and respond personally.