Cost of Living in Costa Rica

Sunset over hills and rural homes

Cost of Living in Costa Rica

Living in Costa Rica can be surprisingly affordable depending on your lifestyle, location, and housing choices. While coastal tourist areas tend to be pricier, many Central Valley communities and smaller towns offer excellent value without sacrificing comfort.

Below is a simple overview of typical monthly budgets for individuals or couples.

Estimated Monthly Budgets

Frugal Lifestyle — $1,800 to $2,500

A frugal budget supports a simple, relaxed lifestyle while still enjoying Costa Rica’s quality of life.

Typical inclusions:

Ideal for:
Digital nomads, retirees seeking simplicity, or anyone prioritizing affordability and slower living.

PLEASANT Lifestyle — $2,500 to $3,500

A pleasant budget allows more flexibility, conveniences, and modern amenities.

Typical inclusions:

Ideal for:
Retirees, couples, and remote workers who want convenience, comfort, and more lifestyle options.

Cost of Living in Costa Rica

CategoryTypical CostNotes
Rent – 1 BR City Center$650–$900Depends on region
Rent – 2 BR Outside Center$800–$1,500Varies by region
Utilities$60–$200Electricity, water, internet
Public Healthcare (Caja)9–11% of incomePublic coverage cost
Private Insurance$60–$250+Depending on coverage
Groceries & Dining$300–$600Local vs imported